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Hi there everyone.
Here we are on another Monday and the month of January is almost over!

Heres a story that I came across which is is simply mind boggling to me.
The benefits of saving were drummed through necessity.
If I wanted something when I was a kid,
I saved for it!
No point in asking parents who were busy trying to keep food on the table for 7 kids!

Here the story:
https://www.cnbc.com/2019/01/09/shutdown-highlights-that-4-in-5-us-workers-live-paycheck-to-paycheck.html

Living paycheck to paycheck,
with record debt levels,
and a financial bubble teetering on the verge of an almighty collapse.

This is a recipe for an horrific social disaster.
And this is not unique to the U.S either,
It is a pretty similar case in Ireland also.

Down to business.

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